Each car accident case is uniquely distinct and can become incredibly complicated to resolve. Car collisions due to driver negligence are one of the leading causes of severe and fatal injuries in Jersey City and throughout New Jersey.
If someone else’s carelessness or disregard for safety is the cause of your car collision, an experienced Jersey City car accident lawyer can explain your legal options and demand adequate compensation from your vehicle insurance company.
New Jersey Is a No-fault Insurance State
New Jersey law requires drivers in the state to carry a minimum amount of liability insurance. This liability insurance pays for vehicle repairs and treatment of injuries.
Under New Jersey's no-fault insurance rules, your insurance company will pay damages regardless of who caused the crash.
Once you file a claim with your insurance company, the company will assign your claim to an insurance claims adjuster. Insurance claims adjusters assign fault to the most negligent party or the party in greater violation of the New Jersey accident laws.
These trained professionals will review the facts relating to the accident. They will determine who was at fault as well as calculate the claim value and negotiate a settlement.
Role Of A Car Accident Lawyer In Determination Of Fault
Your insurer may try to limit your settlement by using several tactics, including shifting blame onto you, lowering the value of your claim, or delaying payments by asking for unnecessary documents. A seasoned car accident lawyer will present a solid case to your insurance companies and demand fair and just compensation for your injuries and damages. If the need arises, your lawyer will take the case to court for trial.