Equifax® earned 27 patents in the second half of 2025, bringing its sum total to 62 patents for the year. Twenty of these patents aims on the artificial intelligence (AI) efforts of the company, supporting its EFX.AI™ plan. These patents help speed up the development of AI-powered, cloud-based solutions that create new financial opportunities for consumers. By November 2025, Equifax had nearly 700 patents, either approved or pending, in 15 countries. These patents hold unique AI technologies, such as machine learning for data analysis as well as risk modeling. Over 320 of these patents target on ensuring AI is used responsibly, with many of them applied in customer-facing products.
Equifax’s custom-built cloud infrastructure is a top-notch global technology platform, backed by a $3 billion investment in security and technology. This cloud and its specialized data fabric help drive AI innovation, making the development of new products faster as well as improving decision-making for consumers.
Some of the key technology and innovations covered by Equifax's latest patents include:
- Production-Ready Attributes Creation and Management (Australia): A patent that improves how Equifax's platforms (Ignite® and InterConnect®) manage and deploy attributes, helping customers move from analysis to production more effectively.
- Consolidation of Data Sources for Faster Risk Assessment (U.S.): This patent fuels the process of validating data from users as well as financial institutions by consolidating it into one system, helping make faster decisions.
- Updating Attribute Data to Show Trends (European Patent Office): A patent that improves automated prediction models by using historical data to identify trends and patterns, enhancing risk and credit assessments.
Executive Statement
According to Harald Schneider, Chief Data & Analytics Officer at Equifax, Equifax patents protect the unique innovations created for the benefit of the customers and consumers we serve in 24 countries around the world. They are focused on continuous innovation. Their growing suite of EFX.AI-powered solutions, made possible by the Equifax Cloud™ , their unique differentiated data, and their patented capabilities are driving higher-performing solutions and processes to help their customers get to the insights they need faster, ultimately enabling new consumer opportunities.